Top 5 Mental Mantras That Keep You Poor

It may seem heartless, cold, and even insensitive but, for the most part, poverty is a choice. Of course, we’re not talking about poverty brought about by huge hospital bills. Similarly, we’re not talking about childhood poverty or poverty due to a debilitating accident. ‘Optional’ poverty is the poverty that occurs when people subscribe to subconscious ideas that insidiously keep them poor.


Sadly, many people don’t even realize they are sabotaging their own chances of achieving a richer life. Make no mistake about it, these ‘mental mantras,’ rob people. People lose their ability to take the right risks and put in the right work that can change their finances dramatically.

The Poor Mind Set

By repeating these sayings over and over in their minds, they numb themselves into thinking that life is a rigged game and that the ‘rich keep getting richer and the poor keep getting poorer.’

If you recognize any of these mental mantras as something you say to yourself, try stopping for a few months and see the difference it makes on your personal financial bottom line The reality is that you are in charge of your life. You have more power over your life and finances than you care to give yourself credit for.

Recognize how you can trick yourself into becoming poorer and decide how stopping these negative thoughts can help you rise financially. After all, to change our physical reality, we have to first decide to change our mental reality. Our physical reality is nothing but a reflection of our inner reality.

‘I can’t afford it’

When you say this phrase, you are actually triggering a whole chain of decisions in your mind. You are also triggering learning mechanisms. Words and phrases you continuously repeat reprogram your mind and alter your reality. If you keep saying you can’t afford stuff, you won’t be able to afford stuff. Simple as that.

The only way to get ahead is to cheat

This is, unfortunately, a very common ‘explanation’ people give themselves for their financial state. The assumption is that getting rich involves being dirty or cutting corners Nothing could be further from the truth. Most of the wealth in the world was achieved through hard work and offering real solid value.

To get rich you have to get lucky

Similar to the ‘crime’ explanation for wealth, explaining wealth due to luck is yet another way for people to excuse their lack of effort and risk taking. Notice how people who work hard, get luckier more often? Think about that.

Making money takes too much time and effort

People like pleasurable things over painful or inconvenient things. They prefer to get stuff sooner rather than later. Put these two together and you get a mentality that prizes the low value and low reward of the here and now over the bigger rewards of things you have to sacrifice and wait for.

My family comes first

This is yet another excuse. Getting rich and family are not mutually exclusive. In fact, they go hand in hand. Nothing shows you care for your family than giving them a comfortable life.

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