Saving money can be hard for even the most savvy of spenders. There always seems like there is a bill to pay or something to pay out for. Life can get in the way. However, it’s easy to save small amounts here and there that can all add up over time. I thought I would share with you five ways you can begin saving today. Continue reading
When you have a little money put aside, it is natural to want to make the most of it. Indeed, this is what most people want from their extra cash. How much you have makes a huge difference to what you do with it, of course. But no matter how much there is, one thing is certain: investing is a very good idea. Continue reading
Why is it life can be going great and then something will always pop up to put you in a panic? Money worries are one of the worst causes of stress. They can turn up at any time, and cause you sleepless nights trying to figure out a way to solve it. It’s unpleasant and can upset the balance of your home budget. Perhaps you have a plumbing disaster and need to pay a big bill to the plumber? Or maybe your car needs replacing urgently so you can get to work each day? Continue reading
It may seem heartless, cold, and even insensitive but, for the most part, poverty is a choice. Of course, we’re not talking about poverty brought about by huge hospital bills or childhood poverty or poverty that befalls people when they get into a debilitating accident. ‘Optional’ poverty is the poverty many people suffer from occurs when people subscribe to subconscious ideas that insidiously keep them poor.
There are few other ways to bury yourself up to the neck in debt faster or more effective than credit cards. These little pieces of electronically coded plastic have been the cause of so many personal bankruptcies and divorces you would think they are devil’s special financial invention. As messy as your life might get if you don’t handle credit cards the right way, they do serve a very important purpose.